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How much does e-signature software cost?

The listed monthly price on an e-signature tool's homepage rarely tells you what you'll actually pay. Here is how the pricing models differ, and the math at real-world volumes.

Updated · 3 min read

The four pricing models

  • Per user, per month. The most common model. You pay for every seat whether that person sends one document or fifty. Adding a second person to help usually means a second full seat.
  • Per envelope, with a monthly cap. Some tiers bundle a fixed number of "envelopes" (sends) into the monthly fee, then charge overage fees past the cap.
  • Free with limits. Several tools offer a genuinely free tier, capped at a small number of documents per month (often 3–5) and missing most features.
  • Pay-per-use. No recurring fee — you buy credits and each send debits one, at a fixed price regardless of how many months pass between sends. This is the Signavos model.

Costs that don't show up in the headline price

  • Annual billing requirements. Several "monthly" prices are only available if you commit and pay annually; paying month-to-month costs more.
  • Per-seat multiplication. A $20/user/month plan for a 4-person team is $80/month, not $20.
  • Overage fees. Exceeding an envelope cap on a lower tier can trigger per-document charges on top of the subscription.
  • Feature-gated tiers. API access, advanced authentication, and bulk send are frequently locked to a more expensive tier than the one advertised on the homepage.

What six tools charge (published prices, August 2026)

Monthly price and pay-per-signature break-even
ToolCheapest paid tierBreak-even vs $0.50/signature
SignavosNo subscription — from $0.50/signature—
Xodo Sign$10/user/mo (Basic, billed yearly)~20 signatures/month
Adobe Acrobat Sign$12.99/mo (Sign bundled into Acrobat Standard)~26 signatures/month
DocuSign$12/mo (Personal)~24 signatures/month
Dropbox Sign$15/user/mo (Essentials)~30 signatures/month
PandaDoc$19/mo (Essentials, billed annually)~38 signatures/month
SignNow$20/user/mo (Business, billed annually)~40 signatures/month

Break-even is the number of signatures per month at which a flat subscription becomes cheaper than paying per signature — send fewer than that, and pay-per-use wins. Full breakdowns per competitor, including features each one has that Signavos doesn't, are on the comparison pages.

The math at real volumes

Annual cost at four sending volumes ($0.50/signature vs a $12/mo and $20/mo subscription)
Documents/monthPay-per-signature/year$12/mo subscription/year$20/mo subscription/year
2$12$144$240
10$60$144$240
40$240$144$240
100$600$144$240

The crossover is visible directly in the table: at 40 documents a month, a $20/mo subscription and pay-per-signature cost about the same; below that, pay-per-use is cheaper, and above it, the flat fee wins.

When a subscription is actually the better deal

Past the break-even volume for your team size, a flat monthly fee is simply cheaper, and it usually comes bundled with templates, an API, integrations, and multi-signer support that a pay-per-use tool may not offer. If you're sending dozens of documents a week, price the subscription tools directly rather than defaulting to pay-per-use out of principle.

Signavos pricing is pay-per-use: signatures from $0.50, credits valid for 12 months, no seats and no monthly bill.

Frequently asked questions

What is the cheapest way to sign a handful of documents a month?
For under roughly 20–25 documents a month, pay-per-signature pricing is typically cheaper than any subscription tier — see best e-signature software for occasional users for a full comparison including free tiers.
Do free e-signature plans exist?
Yes — several tools offer a free tier capped at a small number of documents per month (commonly 3–5), useful for very light use but limited beyond that.
Is Signavos cheaper than DocuSign?
Below about 24 signatures a month, yes. Above that, DocuSign's $12/mo Personal plan becomes cheaper. See Signavos vs DocuSign for the full breakdown.
Why do e-signature prices vary so much between sources?
Vendors frequently list an annual-billing price as the headline number, then charge more for month-to-month; sources that quote the monthly-billing price will look higher than the vendor's own homepage.

Send your next document without a subscription.

Upload a PDF, place the fields, send. Your recipient signs without an account and you pay per signature — nothing renews.

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